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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147247 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147248)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer service and quick

Excellent customer service and quick Reviewed on: 11th June 2026

I have been using PayPal for years and have found it...

I have been using PayPal for years and have found it to be very user friendly and consistently excellent for all needs. Reviewed on: 11th June 2026

All my experience with PayPal in general is excellent.

All my experience with PayPal in general is excellent. Reviewed on: 11th June 2026

Easy to apply very helpful Excellent

Easy to apply very helpful Excellent Reviewed on: 11th June 2026

Excellent service and security, easy to use, one cri...

Excellent service and security, easy to use, one criticism is length of time settled payments take ie not immediate frim my account. Reviewed on: 11th June 2026

Pay pal credit has helped me with so many purchases...

Pay pal credit has helped me with so many purchases providing interest offers and payment plans that are affordable. Reviewed on: 11th June 2026

100% Reliable

Always very reliable. Trustworthy and disputes with retailers are dealt with quickly and efficiently. Have used PayPal for as long as I cemember. Reviewed on: 11th June 2026

Intrest free across 4 months is a great offer and re...

Intrest free across 4 months is a great offer and really helps us as a young family. the customer service team at PayPal are fantastic and always a pleasure to talk to. Reviewed on: 11th June 2026

Thank you PayPal for your existance!

The different options that PayPal offer are next to none. The amount of times PayPal credit has come to my rescue in an emergency because your fridge decides to die unexpectedly and you are unfortunate not to have the funds to pay outright. This has happened many a times with all sorts, i dont just burn through fridges. The fact that you get a set time with 0% interest on your purchase aswell means you are able to pay what you actually paid for the fridge without the crazy interest added on meaning you end up paying £1000 pounds for a £300 fridge through other companies, rip off right! Not PayPal though, I have never once had an issue with PayPal themselves and I feel safe using them, in fact I now make majority of my payments through PayPal for the security of it, and when ive had a problem with a seller PayPal are great to help resolve it. Reviewed on: 11th June 2026

Exactly what I need , when I need it .

Exactly what I need , when I need it . Also excellent support when I need to. Reviewed on: 11th June 2026

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