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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144299 reviews)

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4.73

Based on 144,299 reviews, last reviewed 21st Jun 2026

4296700% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I will always recommend PayPal! I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommen... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144299)

The time limit for interest fee payment could be mad...

The time limit for interest fee payment could be made little better. For example instead of 4 months , 6 months would have been better. Apart from that all are good with PayPal credit. Wonderful experience. Reviewed on: 7th June 2024

Safe,easy and secure.

I feel safe using PayPal to pay for anything I buy online. It is easy to do and the security it gives makes it safe to use. It is a big help to have the options of payments that allow me to buy things I need straight away but haven't got the immediate funds to do so. The fact this can be done without adding a mountain of interest makes it even better! Reviewed on: 7th June 2024

Fast good and excellent dealing with anythink just w...

Fast good and excellent dealing with anythink just what you need Reviewed on: 7th June 2024

The best way to pay

Easy, quick and safe way to pay made even better with 4 months interest free Reviewed on: 7th June 2024

Very good experience.

Very good experience. It’s quick and easy to sign up and I’m reminded in good time of any balances due so I don’t pay interest. I’m able to pay for most things over 3 months with no interest making it easier to buy the big things I need Reviewed on: 7th June 2024

Pay for holiday

Very good experience allowed me to pay for my holiday and pay later in instalments. Reviewed on: 7th June 2024

Best of all the and team are fantastic

Best of all always be grateful I also recommend paypal to my family and friends Reviewed on: 7th June 2024

The PayPal Credit 4 month 0% is great

The PayPal Credit 4 month period is great to spread the costs of a spending, such as a holiday or electrical goods. The fact you get 0% is excellent. No issues with PayPal, quick, easy and most importantly a secure way to make payments. Reviewed on: 7th June 2024

Paypal credit is amazing

No complaints at all paypal is amazing would not use anything else Reviewed on: 7th June 2024

Excellent credit provider with easy to use app

In my experience, they are an excellent online credit provider. I regularly use their Pay in 3 and 4 months free credit options and I have never paid any fees yet. I love how easy it is to use their app, to see my balances and make payments towards my credit. I prefer them to a regular credit card provider as, for example, with my high street credit card provider I cannot pay into my credit card from the app, I always have to log in on a browser from a computer or laptop, which makes thing more complicated and easier to miss payments. Reviewed on: 7th June 2024

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