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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144313)

Best of all the and team are fantastic

Best of all always be grateful I also recommend paypal to my family and friends Reviewed on: 7th June 2024

The PayPal Credit 4 month 0% is great

The PayPal Credit 4 month period is great to spread the costs of a spending, such as a holiday or electrical goods. The fact you get 0% is excellent. No issues with PayPal, quick, easy and most importantly a secure way to make payments. Reviewed on: 7th June 2024

Paypal credit is amazing

No complaints at all paypal is amazing would not use anything else Reviewed on: 7th June 2024

Excellent credit provider with easy to use app

In my experience, they are an excellent online credit provider. I regularly use their Pay in 3 and 4 months free credit options and I have never paid any fees yet. I love how easy it is to use their app, to see my balances and make payments towards my credit. I prefer them to a regular credit card provider as, for example, with my high street credit card provider I cannot pay into my credit card from the app, I always have to log in on a browser from a computer or laptop, which makes thing more complicated and easier to miss payments. Reviewed on: 7th June 2024

Easy to use.

Easy to use.... can see what transaction ate made and easy to chase up suppliers if a problem Reviewed on: 7th June 2024

A great experience using PayPal credit , never have...

A great experience using PayPal credit , never have any issues and it is a very accessible platform and easy to contact. Would definitely recommend to a friend. Reviewed on: 7th June 2024

Interest free - saves a fortune compared to a credit...

Interest free - saves a fortune compared to a credit card ! Reviewed on: 7th June 2024

Simple and effective

East, straight forward transactions and provide good peace of mind over purchases Reviewed on: 7th June 2024

Great very helpful easy to make payments

Great very helpful easy to make payments Reviewed on: 7th June 2024

PayPal is convenient, easy to use and hassle free.

PayPal is convenient, easy to use and hassle free. I can send money to friends, businesses and families domestically and internationally without any worries. I feel at ease knowing that a business accepts PayPal because I know my account/money is protected. Reviewed on: 7th June 2024

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