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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144721)

Brilliant

5
Really simple and easy to use. You feel safe and confident to make purchases with PayPal. Just a great company all round. Reviewed on: 7th June 2024

Enough time to pay off your credit.

5
Enough time to pay off your credit. Minimum payments are acceptable, worry free when you set up a direct debit so you don’t miss your minimum payments. Reviewed on: 7th June 2024

Incredibly Easy To Use, And great when you do.

5
I have to say, without PayPal credit I wouldn’t have been able to purchase the tools I need for my job. Thanks very much, a brilliantly easy and reliable service. Reviewed on: 7th June 2024

PayPal paving the way!

5
Straight forward, no need to speak to anyone in customer service as app is so intuitive. Efficient - some banks could learn a lot from PayPal! Reviewed on: 7th June 2024

Very secure

5
Using PayPal making my payments secure and safe. Reviewed on: 7th June 2024

Great, always helping out whenever unsure about PayP...

5
Great, always helping out whenever unsure about PayPal repayments. Reviewed on: 7th June 2024

I'm very pleased with the level of support and excel...

5
I'm very pleased with the level of support and excellent service PayPal provides with several easy payment options available Reviewed on: 7th June 2024

Very good ,when I was using pay pal credit card

5
Very good ,when I was using pay pal credit card Reviewed on: 7th June 2024

Easy to use and helpfull as single.

5
Easy to use and helpfull as single. Reviewed on: 7th June 2024

Flawless

5
Ease of use, no problems. Does what it says Reviewed on: 7th June 2024

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