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PayPal: PayPal Credit reviews

4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144735)

I'm very pleased with the level of support and excel...

5
I'm very pleased with the level of support and excellent service PayPal provides with several easy payment options available Reviewed on: 7th June 2024

Very good ,when I was using pay pal credit card

5
Very good ,when I was using pay pal credit card Reviewed on: 7th June 2024

Easy to use and helpfull as single.

5
Easy to use and helpfull as single. Reviewed on: 7th June 2024

Flawless

5
Ease of use, no problems. Does what it says Reviewed on: 7th June 2024

Beautiful life with paypal

5
My experience with PayPal credit has been wonderful Reviewed on: 7th June 2024

I absolutely love PayPal.

5
I absolutely love PayPal. It keeps my finances safe when purchasing online and helps spread the cost interest free which is great Reviewed on: 7th June 2024

Credit limit to small

5
No issue with dealing or using PayPal . But wish I could utilise PayPal credit . But my credit limit hasn’t increased since I first purchased an item . £700 credit limit but can’t increase so I could buy something larger . Reviewed on: 7th June 2024

Really positive experiences with PayPal credit, help...

5
Really positive experiences with PayPal credit, helps you spread the cost Reviewed on: 7th June 2024

Great service, simple to use, always easy to get a r...

5
Great service, simple to use, always easy to get a response quickly. Reviewed on: 7th June 2024

Always provided funds and reassurance when needed

5
Always provided funds and reassurance when needed Reviewed on: 7th June 2024

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