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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732485411149335985 (144786 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144786)

Quick and easy to use.

Quick and easy to use. Easy to send people money and manage transactions Reviewed on: 7th June 2024

They respond to my query promptly and resolve my iss...

They respond to my query promptly and resolve my issue quickly. Reviewed on: 7th June 2024

Pay as much as you want when ever you want or as lit...

Pay as much as you want when ever you want or as little as £20 a month perfect flexibility as I can buy what I want and pay it back as I want Reviewed on: 7th June 2024

Used credit and pay in three.

Used credit and pay in three. Great for managing cash flow. Reviewed on: 7th June 2024

I have good experience till now and I have been usin...

I have good experience till now and I have been using PayPal quite long time and often Reviewed on: 7th June 2024

Good experience with PayPal credit

Good experience with PayPal credit Reviewed on: 7th June 2024

Excellent experience using PayPal for all purchases

Excellent experience using PayPal for all purchases Reviewed on: 7th June 2024

Paying off

So handy for large pricey items at helping pay them off with no interest! Reviewed on: 7th June 2024

Easy to apply for and understand.

Easy to apply for and understand. It is now my preferred way of paying with ebay and for bigger purchases. Easy to check on the PayPal app and can be paid off earlier without any penalties. Reviewed on: 7th June 2024

PayPal,my second wallet.

I have used pay pal for a few years now and they have never let me down. Financing my various purchases could not be easier and I trust them implicitly. The interest free credit is a real benefit and it makes money management easy. What’s not to like. I have never found a drawback. Reviewed on: 7th June 2024

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