Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484696867969090 (144792 reviews)

View other PayPal products

4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144792)

I have good experience till now and I have been usin...

I have good experience till now and I have been using PayPal quite long time and often Reviewed on: 7th June 2024

Good experience with PayPal credit

Good experience with PayPal credit Reviewed on: 7th June 2024

Excellent experience using PayPal for all purchases

Excellent experience using PayPal for all purchases Reviewed on: 7th June 2024

Paying off

So handy for large pricey items at helping pay them off with no interest! Reviewed on: 7th June 2024

Easy to apply for and understand.

Easy to apply for and understand. It is now my preferred way of paying with ebay and for bigger purchases. Easy to check on the PayPal app and can be paid off earlier without any penalties. Reviewed on: 7th June 2024

PayPal,my second wallet.

I have used pay pal for a few years now and they have never let me down. Financing my various purchases could not be easier and I trust them implicitly. The interest free credit is a real benefit and it makes money management easy. What’s not to like. I have never found a drawback. Reviewed on: 7th June 2024

It always comes in handy for larger purchases.

It always comes in handy for larger purchases. Reviewed on: 7th June 2024

Spreading the cost at zero cost.

Used for many years and it has really helped spreading the cost at zero cost. Reviewed on: 7th June 2024

Very secure and I know I can get help if needed.

Very secure and I know I can get help if needed. Reviewed on: 7th June 2024

I love PayPal!

I love PayPal! Convenient, simple and secure Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75523 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub