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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145380 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145380)

Safe and secure payments.

Really easy to use with safe and secure payments. Reviewed on: 8th June 2024

Always helpful and quick to respond when needed

Always helpful and quick to respond when needed Reviewed on: 8th June 2024

Hassle free instant credit!

To me Paypal is a no brainier. It is the quickest and easiest way to get instant credit. Reviewed on: 8th June 2024

Such a useful line of credit.

Such a useful line of credit which has alllowed me to purchase a multitude of items without having to save or wait for payday. I have managed my credit repayments and am enjoying the flexibility that PayPal credit has offered me. I particularly like the pay in 3 option. Reviewed on: 8th June 2024

The best

I use PayPal credit weekly, this might seem bad but I control within my 1/4 of credit spending so I don’t go over and look bad with how much I use. It’s fast, easy and extremely helpful in desperate times! Reviewed on: 8th June 2024

Great customer service

Good customer service, especially with explaining details as sometimes it's hard to understand exactly where interest goes and which past transaction would be the first one covered if you are paying money into your outstanding balance. The customer service staff did a great job with helping me to understand exactly how it works. Reviewed on: 8th June 2024

Whenever I use PayPal I'm assured transactions will...

Whenever I use PayPal I'm assured transactions will go smoothly and very fast. Never had any problems. Reviewed on: 8th June 2024

Easy to use

Easy to use and very good customer service Reviewed on: 8th June 2024

Good service and custome service.

No problem and everything is about PayPal credit. There is nothing more to say. Thank you! Reviewed on: 8th June 2024

I find the option to pay in 3 interest free instalme...

I find the option to pay in 3 interest free instalments incredibly helpful in managing my finances. Reviewed on: 8th June 2024

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