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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148479 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148481)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent credit

It's great for giving credit when You need money Reviewed on: 12th June 2026

Reliable and easy to use .

Reliable and easy to use . I have used PayPal credit for a while now and I’d recommend Reviewed on: 12th June 2026

asy to pay with so many different retailers

Easy to pay with so many different retailers Reviewed on: 12th June 2026

Trusted Payment Platform for Everyday Use

I've been using PayPal for quite a while now, and it's made online payments so much easier. Whether I'm shopping online, paying for services, or sending money to family and friends, everything is usually quick and straightforward. What I like most is the convenience and peace of mind. I don't have to enter my card details on every website, and I feel more secure knowing there's buyer protection if something goes wrong with a purchase. The app is easy to use, and I've never had any major issues with transactions. Overall, PayPal has been a reliable service for me, and I wouldn't hesitate to recommend it to others. Reviewed on: 12th June 2026

Pay pal the smarter way to pay

I have never had any problems using PayPal in fact I love the pay in 3 it makes something expensive more affordable over 3 months Reviewed on: 11th June 2026

Everything is so clear to understand

Everything is so clear to understand Reviewed on: 11th June 2026

the best financial support, I recommend it with plea...

the best financial support, I recommend it with pleasure Reviewed on: 11th June 2026

easy and cheap way to buy goods for credit

easy and cheap way to buy goods for credit Reviewed on: 11th June 2026

I love Paypal.

I love Paypal. Easy...honest...evolving to meet changing needs. A+Paypal. Customer for 20 +years. Reviewed on: 11th June 2026

Reliable and fair.

Always have and no doubt will continue to be a fantastic service provider Reviewed on: 11th June 2026

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