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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146074 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146074)

Game changer

Paypal credit with virtual plus physical card is a game charger for its flexible payment services Reviewed on: 10th June 2026

5 STAR service from PayPal credit.

PayPal credit has given me joy over the years, making online shopping easier and I will continue to shop using my PayPal credit in the future. Thank you PayPal credit. 5 STAR Service. Reviewed on: 10th June 2026

Its really good to get this support from PayPal.

Its really good to get this support from PayPal. Reviewed on: 10th June 2026

Great deal, flexible repayment plan, no hustle appli...

Great deal, flexible repayment plan, no hustle application, straightforward website/app. Reviewed on: 10th June 2026

Nice and easy straightforward know how much I need t...

Nice and easy straightforward know how much I need to pay back without hidden fees Reviewed on: 10th June 2026

Paypal Credit is a great way to spread the cost of a...

Paypal Credit is a great way to spread the cost of an expensive item over many months without paying interest. This helps with budget management. Paypal is a very easy site to use and you can be assured of the security of your finances. Reviewed on: 10th June 2026

Easy to use and help is always at hand.

Easy to use and help is always at hand. Reviewed on: 10th June 2026

You can always rely on paypay when you need to sprea...

You can always rely on paypay when you need to spread you're money a little more Reviewed on: 10th June 2026

Always great using PayPal and helps spread the cost...

Always great using PayPal and helps spread the cost when needed, like at Christmas time. I once had an issue with something I'd bought, opened a case and within 48 hours PayPal had refunded me and sorted it out. Reviewed on: 10th June 2026

Absolutely brilliant this pay pal credit highly reco...

Absolutely brilliant this pay pal credit highly recommended Reviewed on: 10th June 2026

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