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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146024 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146025)

Smooth as silk so far.

Smooth as silk so far. Excellent customer service experience. Prompt refund processing. Reviewed on: 10th June 2026

PayPal is my go-to service for payments online!

I use PayPal all the time! It’s the safest, easiest way to make payments online. I particularly love their Pay In 3 option to spread payments. It’s such a reliable way to finance my money and afford things I wouldn’t otherwise. Plus there are no interest fees! The PayPal app and checkout on other websites is simple and easy to use. Lastly I have to commend their customer services, which have helped me attain refund for items that never arrived. One again proving the security of PayPal. Reviewed on: 10th June 2026

Paypal credit - wise way to prosper

It's a pleasure to see new features within paypal, experience with paypal Improved my life a lot. I couldn't afford to buy certain items before. Now with PayPal credit I find it a lot easier to do shopping with cost spreading over time. Decent enough to manage your spendings better and see them more clear Reviewed on: 10th June 2026

Great for purchases and boosting credit rating

I use PayPal Credit to spread the cost of larger items and also increase my credit limit. Its a great way to manage my money and keep on top of my credit rating. I had an issue with the bank regarding a payment but the customer service team was great and sorted it for me. Reviewed on: 10th June 2026

PayPal offers great services.

PayPal offers great services. I have used all the products they provide in the UK and have been happy with everything. Both debit and credit accounts work great and are easy to use. Have recommended and will keep doing so! Reviewed on: 10th June 2026

I like how many providers allow me to pay with PayPa...

I like how many providers allow me to pay with PayPal and allow pay in 3 it allows me to spread the cost at no extra cost which is helpful for a family Reviewed on: 10th June 2026

Happy with PayPal amazing service.

Happy with PayPal amazing service. Reviewed on: 10th June 2026

Excellent customer service.

Excellent customer service. Easy friendly app. Reviewed on: 10th June 2026

Credit with a difference

Good to order without worrying .You don’t need to worry for money while ordering Reviewed on: 10th June 2026

Iv used PayPal for years now, and it’s really good t...

Iv used PayPal for years now, and it’s really good the different ways you can pay, and if goods don’t turn up or are broken they sort it out Reviewed on: 10th June 2026

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