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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145956 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145958)

Very easy to apply and to use the app.

Very easy to apply and to use the app. Reviewed on: 10th June 2026

PayPal Credit has been a godsend.

PayPal Credit has been a godsend. It provides my family with that little bit of a financial cushion and allows us to organise our priorities month to month. Reviewed on: 10th June 2026

Good rate and excellent customer service

Good rate and excellent customer service Reviewed on: 10th June 2026

Spectacular

Always helped when needed, and always got the right outcome Reviewed on: 10th June 2026

Great company, easy to use, can't complain

Great company, easy to use, can't complain Reviewed on: 10th June 2026

Not applicable don't not need one

Not applicable . Nothing more to write. Reviewed on: 10th June 2026

Indeed a friend when in need

easy to use . Clear and concise useful. friend in my pocket , Reviewed on: 10th June 2026

I have used Paypal for years now and always will!

I have used Paypal for years now and never experienced an issue with their website or app. They are an efficient and secure method of payment that provides peace of mind and ease of use. Reviewed on: 10th June 2026

They have proven their worth

They have proven their worth with me allowing payment when I requested Reviewed on: 10th June 2026

Helpful and reliable!

Helpful and reliable! I enjoy using the PayPal for the many ways payments can be done, it is reliable and secure . Reviewed on: 10th June 2026

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