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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146097 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146098)

I had a pleasant experience.

I had a pleasant experience. It helped me to fulfill my dreams Reviewed on: 10th June 2026

Always There When Needed

Any problems Have been Delt With Very Quickly Reviewed on: 10th June 2026

find brilliant recomemded service

find brilliant recomemded service Reviewed on: 10th June 2026

Very secure.

Very secure. Offers interest free spilt payments Reviewed on: 10th June 2026

Spread payments, 4 months, interest free

It is so useful to be able to spread payments over 4 months interest free, thanks PayPal! Reviewed on: 10th June 2026

Customer experience

Good experience so far when to come to pay for services and goods .However it is very challenging to view and check statements,also there is no custome way to pay promotion and offers Reviewed on: 10th June 2026

Any time I’ve had an issue with a seller PayPal have...

Any time I’ve had an issue with a seller PayPal have always sorted the issue. I am never concerned when buying through PayPal as I always feel protected. I enjoy the extra peace of mind when using PayPal. Reviewed on: 10th June 2026

They are great!

They are great! Use them all the time, app is super simple to use and apply for. Reviewed on: 10th June 2026

PayPal Has helped facilitate the most flexible borde...

PayPal Has helped facilitate the most flexible borderless payment solutions for me. I recommend 100% Reviewed on: 10th June 2026

It is good but a longer 0% credit term instead of 4...

It is good but a longer 0% credit term instead of 4 months would be appreciated. Reviewed on: 10th June 2026

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