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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145637)

Very easy to use

5
Very easy to use,highly recommend Reviewed on: 8th June 2024

They are reliable and quick to respond.

5
They are reliable and quick to respond. Its easy to use and works on lots of sites Reviewed on: 8th June 2024

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 8th June 2024

If A Danish Brewer did Credit facilities

5
PP Credit in simple convenient, easily auditable, and protects your purchasing. Reviewed on: 8th June 2024

It's so easy, a refreshing change for the Internet.

1
It's so easy, a refreshing change for the Internet. Reviewed on: 8th June 2024

easy to use

5
Very easy to use , I know my payment is safe and that I can get help with to get my money back when I have any issues , customer services team are helpful and easy to get it contact with. Only down side is interest has got quite high but this is the same with most unfortunately Reviewed on: 8th June 2024

I have all the reasons to recommend it as I gives yo...

5
I have all the reasons to recommend it as I gives you option to pay back and buy things in 3 rates no interest!! Reviewed on: 8th June 2024

Pay pal review

5
Easy transactions Easy communication Very convenient always available Reviewed on: 8th June 2024

Easy to use, safe and secure, user-friendly

4
Easy to use, safe and secure, user-friendly Reviewed on: 8th June 2024

PayPal credit is fab and so easy to use as it gives...

5
PayPal credit is fab and so easy to use as it gives you the flexibility to purchase items you want and spread the cost Reviewed on: 8th June 2024

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