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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145636)

everything is OK, you are correct and I am very sati...

5
everything is OK, you are correct and I am very satisfied! Reviewed on: 8th June 2024

Very quick process and great help

5
Very quick process and great help Reviewed on: 8th June 2024

Flexible short term support

5
I’ve used them for years , it’s convenient, and more over I can just keep going back for more with the facility I have Reviewed on: 8th June 2024

PayPal credit

5
I have used PayPal credit for lots of different purchases, it’s quick and easy to use, and always allows you to make sure you are using the correct payment method, lots of warning about your next payment date so that you don’t miss it and get a charge. Reviewed on: 8th June 2024

Fantastic flexibility with many advantages.

5
Fantastic flexibility with many advantages. Reviewed on: 8th June 2024

Intrest free credit facility.

5
The interest free credit for purchases over £99 is excellent. Always reminded when payments are due. Easy to apply and many merchants are avaiable to use it eith Reviewed on: 8th June 2024

My preferred method for online payments, easy to use :)

5
My preferred method for online payments, easy to use :) Reviewed on: 8th June 2024

Safety online

5
Just the safest and easiest way for all online payments Reviewed on: 8th June 2024

Long term customer

5
Long term customer having used PayPal for over 15 years. Widely accepted and easy to use. More shops and businesses accept PayPal than ever. Reviewed on: 8th June 2024

Convenient App & Friendly Customer Services

5
Convenient and love the fact that customer services are knowledgable and friendly. The automatic regular payments makes paying hassle free. Reviewed on: 8th June 2024

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