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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145635)

Its amazing when you are in difficult time then you...

Its amazing when you are in difficult time then you can spen through paypal 3 installment and i love this service i travel recently due to my mother was not well i didnt had money but paypal help me to buy ticket today i paid 3rd installment. Thank you Reviewed on: 8th June 2024

Really easy and quick to set up.

Really easy and quick to set up. Helped me pay for my holiday in manageable instalments. Didn’t think about it before but when they offered 0% i went for it. Reviewed on: 8th June 2024

Payments made easy

Very easy to use with a money back guarantee and offers easy payments and excellent customer services. Reviewed on: 8th June 2024

Customer service is always amazing.

Customer service is always amazing. The app is so easy to use. I can’t fault PayPal credit. Reviewed on: 8th June 2024

PayPal is a secure way of paying

PayPal is a secure way of paying for purchases. I like the options provided for paying ie pay in 3, pay later or interest free. Customer Service is friendly and supportive Reviewed on: 8th June 2024

Easy to use when you want to spread a payment over j...

Easy to use when you want to spread a payment over just a couple of months for affordability, without paying extra costs. Reviewed on: 8th June 2024

Pay pal Credit has my back

Pay pal Credit has helped me in tough situations. The interest is not too big. It is affordable. Easy to use. Reviewed on: 8th June 2024

Touble with a pay in 3

I had some trouble with a pay in 3 in that my money had been taken but no confirmation of my order. I rang PayPal who resolved it in under 5 mins. The refunded me and removed all future pending payments from my account. I was told to try again and 30 mins later the same thing with this company. I rang PayPal back and I received the same consistent helpful response which was a refund and account reset. Reviewed on: 8th June 2024

Very helping,business friendly and supportive

Very helping,business friendly and supportive Reviewed on: 8th June 2024

It helps me to buy on credit when I cannot afford to...

It helps me to buy on credit when I cannot afford to pay cash Reviewed on: 8th June 2024

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