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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145631 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145631)

Safe purchasing online

Had cause to use resolution centre a couple of time and both times service was excellent money refunded with absolutely no problem . I feel confident purchasing online using PayPal as I know my money is safe if the seller happens to not hold there side of the purchase. thank you PayPal . I also use to get my mothers shopping without an issue Reviewed on: 8th June 2024

The most efficient and safest way to make online pay...

The most efficient and safest way to make online payments and in the event you need help with a seller you can bank on them having your back. As for drawbacks there aren't any. Reviewed on: 8th June 2024

Easy options

Makes life easier, gives me options on how I want to pay for goods, Also gives plenty of warning when payments are due. Feels safe Reviewed on: 8th June 2024

Very easy and convenient to use One click and you ar...

Very easy and convenient to use One click and you are done it also has a better rate than my credit card Reviewed on: 8th June 2024

PayPal has helped me to make buying experiences effo...

PayPal has helped me to make buying experiences effortless. I can’t recommend them enough. Reviewed on: 8th June 2024

Good services, with interest free options and a rang...

Good services, with interest free options and a range of easy payment methods (e.g. pay in three). All managed by direct debit payments. Have responded in the past to queries efficiently and effectively. Able to use PayPal safely in a lot of online stores. Quick and easy to use. Reviewed on: 8th June 2024

PayPal is safe and reliable.

PayPal is safe and reliable. You can be sure that your purchase is always covered and you have the benefit of paying later, in 4 months no interest, for bigger purchases. Reviewed on: 8th June 2024

Easy application and easy access for payment

Easy application and easy access for payment Reviewed on: 8th June 2024

Very good customer service.

Very good customer service. They are considerate Reviewed on: 8th June 2024

Always use my credit nice fair terms

Always use my credit nice fair terms Reviewed on: 8th June 2024

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