Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145628)

pay in 3 superstar idea

5
Very good for the option of the payments in 3 with no interest , this is what I use the most Reviewed on: 8th June 2024

positive experiences so far.

5
Only had positive experiences so far. The one issue I had was resolved very quickly over the phone 10/10 Reviewed on: 8th June 2024

Have used PayPal credit and pay in 3 feature for a l...

5
Have used PayPal credit and pay in 3 feature for a long time. Incredibly helpful way to ensure I can maintain a somewhat ‘good’ standard of living without needing to take an extra job. Allows me to manage my finances over time, and afford the ability to save incrementally. Albeit, it requires a bit of planning my side. Reviewed on: 8th June 2024

This pay pal account offers a large number of financ...

5
This pay pal account offers a large number of financing options, I have been very satisfied for several years. Reviewed on: 8th June 2024

Simple to set up.

5
Simple to set up. Easy repayments. Customer service is excellent Reviewed on: 8th June 2024

.Top notch service always the best

5
I have been using PayPal for over ten years now. The transparency, reliability, clear statements or prompt and efficient service. The customer service staff are always happy to help in solving problems and polite. I am so proud of PayPal Reviewed on: 8th June 2024

Brilliant service and very easy to use.

5
Brilliant service and very easy to use. Reviewed on: 8th June 2024

I find PayPal great for sending receiving money but...

5
I find PayPal great for sending receiving money but also it allows me to shop with pay in three and additionally I can use PayPal credit if needed which has been a help in the past Reviewed on: 8th June 2024

So easy to use.

5
So easy to use. So convenient and safe Reviewed on: 8th June 2024

seems you cannot pay off your individual payments

5
seems you cannot pay off your individual payments Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76922 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products