Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145611 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145611)

The pay in 3 PayPal service is perfect.

The pay in 3 PayPal service is perfect. Some purchases can't be made this way though. Eventually it all spirals out of control & a unmanageable interest hit develops each month. Long delays between payments showing up in the bank after sending is also frustrating. Reviewed on: 8th June 2024

It's helpful when I'm buying bigger purchases especi...

It's helpful when I'm buying bigger purchases especially when I can use a promotional offer and not pay any interest for the first 3 or 4 months or when I can split it into 12 payments interest free over a year Reviewed on: 8th June 2024

They offer a great service.

They offer a great service. The best part is the no interest for 4 months on purchases of high value. Reviewed on: 8th June 2024

The best

It's really helpful a lot. And it's very affordable. The best! I can use it from shopping and on holidays. Reviewed on: 8th June 2024

Never had any problems, very quick customer service...

Never had any problems, very quick customer service to respond to any issues Reviewed on: 8th June 2024

Pp worrier

Very good customer service will always tell family to try them Reviewed on: 8th June 2024

Greate service, low interest, very good customer ser...

Greate service, low interest, very good customer service Reviewed on: 8th June 2024

Easy to use - very helpful app that can do everythin...

Easy to use - very helpful app that can do everything I need Reviewed on: 8th June 2024

Convenient but Costly: A Review of PayPal Credit

PayPal Credit offers a convenient and flexible way to manage purchases, especially for larger expenses. The seamless integration with PayPal makes it easy to use, and the promotional financing options are a great benefit. However, the interest rates can be high if the balance is not paid off within the promotional period. Clearer communication on terms and conditions would enhance user experience. Overall, it’s a useful tool for those who use PayPal frequently and manage their finances carefully. Reviewed on: 8th June 2024

My favourite app for any payment easy simple and tru...

My favourite app for any payment easy simple and trusted Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76892 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub