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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145603)

PayPal credit experience was good

5
I took out PayPal credit to buy a computer I needed. It was easy to arrange. I have now almost paid it off. The interest rate was ok. Positive experience overall. Thanks! Reviewed on: 8th June 2024

Hassle free way to spread the cost.

5
Hassle free way to spread the cost of high value purchases- easy to keep track and make additional payments on you account Reviewed on: 8th June 2024

I've had an excellent experience with PayPal credit

5
I've had an excellent experience with PayPal credit Reviewed on: 8th June 2024

Easy and fast

5
Easy to use fast to set up would recommend to family and friends l. Reviewed on: 8th June 2024

Easy to use, would be better if you could use inshor...

5
Easy to use, would be better if you could use inshore purchases. Reviewed on: 8th June 2024

Paypal credit gives you great rates and flexibility...

5
Paypal credit gives you great rates and flexibility to pay Reviewed on: 8th June 2024

Very happy with the way PayPal works.

5
Very happy with the way PayPal works. Reviewed on: 8th June 2024

PayPal credit is so easy to use - great service...

5
PayPal credit is so easy to use - great service Reviewed on: 8th June 2024

It is the best way to pay for things.

5
It is the best way to pay for things. Reviewed on: 8th June 2024

Ok, i like it.

5
Ok, i like it. But sometimes its annoying when they offer credit and finally not get Reviewed on: 8th June 2024

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