Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145593 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145593)

PayPal is great.

PayPal is great. I'm really happy with that Reviewed on: 8th June 2024

PayPal credit is ideal when u stuck

PayPal credit is ideal when u stuck and need something quick. Customer service is also excellent when you talk to them they resolve issues quick and effecient Reviewed on: 8th June 2024

Excellent customer service.

Excellent customer service. Disputes always resolved in a resonable timely mannar. Reviewed on: 8th June 2024

So far so good 25 years with PayPal.

So far so good ! 25+ years with PayPal. Nice touch was the crypto wallet. Hopefully will stay! Reviewed on: 8th June 2024

Good easy to use app, cust service ok, hard to chang...

Good easy to use app, cust service ok, hard to change payment date! I also feel its little different to see what u have used the funds on given multiple payment types. Reviewed on: 8th June 2024

Luxury items made easily affordable

Have used this to help purchase items I never thought possible to own with my wage. Paying monthly installments is easy to do and I get emails updating me and reminding me each month. I have once had a problem with my phone where it crashed and make a payment but I talked to PayPal credit and helped me easily cancel it. Relieving any sort of stress I had. Great service all around. Reviewed on: 8th June 2024

My experience with pay pal is safe secure easy and a...

My experience with pay pal is safe secure easy and affordable makes life much easier for me thank you Reviewed on: 8th June 2024

Great way to spread payments

Great way to spread payments, 1st choice for credit Reviewed on: 8th June 2024

A really handy addition to a service that has been e...

A really handy addition to a service that has been excellent for years. Reviewed on: 8th June 2024

First time using PayPal credit ...

First time using PayPal credit and I had some questions but my queries were answered promptly and effectively. I have utilised it on a few occasions now and the process is easy. I can monitor my balance and track the available balance and when things are due to fall outside the offer period. My only regret is I wish I started using it sooner. Reviewed on: 8th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76867 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub