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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145583)

Easy transaction payment transactions are real time

5
Easy transaction payment transactions are real time Reviewed on: 8th June 2024

Great Service from Paypal

5
Efficient with payments. I trust them to resolve any issues I might have. Help me when I’m short of cash by paying in three etc. Reviewed on: 8th June 2024

Convenient and safe to use both online and in store

5
Convenient and safe to use both online and in store Reviewed on: 8th June 2024

Easy to use and helpful

5
Easy to use and helpful when unable to complete. Reviewed on: 8th June 2024

pretty great .

5
It's been pretty great . No problem with PayPal at all 5 stars Reviewed on: 8th June 2024

I have used PayPal credit to buy guitars.

5
I have used PayPal credit to buy guitars. I find the terms of payment easy to work with Reviewed on: 8th June 2024

Easy to use and operate.

5
Easy to use and operate. I am confident in the security offered and pleased with the growing number of retailers where I can use PayPal. Reviewed on: 8th June 2024

Brilliant for giving more time to pay off

5
Brilliant for giving more time to pay off Reviewed on: 8th June 2024

Going to sound very cliche here but...

5
Going to sound very cliché here but... the application was very easy and only took a few minutes to complete. I was given the option to pay back in flexible and very manageable way. The bonus 4 months interest free is always nice too! PayPal credit is now my go to option when buying online. Reviewed on: 8th June 2024

Not brilliant but Ok.

5
Not brilliant but Ok. Some parts of the app like removing old addresses are a bit confusing Reviewed on: 8th June 2024

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