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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145414 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145414)

Very secure and I know I can get help if needed.

Very secure and I know I can get help if needed. Reviewed on: 7th June 2024

I love PayPal!

I love PayPal! Convenient, simple and secure Reviewed on: 7th June 2024

I’ve never had an issue while I’ve been with PayPal...

I’ve never had an issue while I’ve been with PayPal Reviewed on: 7th June 2024

All have a good experience when dealing with pay pal

All have a good experience when dealing with pay pal Reviewed on: 7th June 2024

PayPal credit is great, the apr is low and it’s very...

PayPal credit is great, the apr is low and it’s very efficient Reviewed on: 7th June 2024

Good service provided by PayPal.

Good service provided by PayPal. Highly recommended Reviewed on: 7th June 2024

A very useful service with a good set of options for...

A very useful service with a good set of options for spreading the cost of your purchases, also has some great low or zero interest options and offers, overall a convenient way to pay. Reviewed on: 7th June 2024

The complaint escalation process needs to improve

The complaint escalation process needs to improve Reviewed on: 7th June 2024

PayPal have been great to me I’ve never had a proble...

PayPal have been great to me I’ve never had a problem as such but when I did have any questions they have been there to explain how things work they mate it very easy to understand and also have better rates than most so I would hole heartedly recommend pay pale to all that need a little help every now and then Reviewed on: 7th June 2024

It’s very good, easy to use and great experience all...

It’s very good, easy to use and great experience all round. Reviewed on: 7th June 2024

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