Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145421)

It’s there when I need it, can be used almost everyw...

5
It’s there when I need it, can be used almost everywhere Reviewed on: 7th June 2024

Very easy to use

5
Very easy to use. Great interest free credit. Reviewed on: 7th June 2024

Recommend way to pay for your goods

5
It’s been a safe and secure way to pay customer service has been fantastic over the years I would recommend to everyone Reviewed on: 7th June 2024

Straightforward set up and flexible repayments

5
The set up was straightforward and it is very handy to have this option. No problems at all paying at various retailers. Reviewed on: 7th June 2024

Is very easy to use

5
Is very easy to use and pay back Reviewed on: 7th June 2024

Quick and easy to use.

5
Quick and easy to use. Easy to send people money and manage transactions Reviewed on: 7th June 2024

They respond to my query promptly and resolve my iss...

4
They respond to my query promptly and resolve my issue quickly. Reviewed on: 7th June 2024

Pay as much as you want when ever you want or as lit...

5
Pay as much as you want when ever you want or as little as £20 a month perfect flexibility as I can buy what I want and pay it back as I want Reviewed on: 7th June 2024

Used credit and pay in three.

5
Used credit and pay in three. Great for managing cash flow. Reviewed on: 7th June 2024

I have good experience till now and I have been usin...

5
I have good experience till now and I have been using PayPal quite long time and often Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76388 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products