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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145425)

Fantastic

5
I been use PayPal for 8 years and it been very helpful to me. Reviewed on: 7th June 2024

Fabulous

5
Pay us great when you can spread the cost of 3 and four months . Great for booking holidays to. . Reviewed on: 7th June 2024

I’ve I’ve been scammed

5
I’ve had several people trying to get at my money through apps I’ve fell for but as they say if it’s to good to be true it is ! I’ve been advised by PayPal and think in fact I know I’m the wiser for it and my bank Halifax has showed me to be more efficient in opening up emails or special deals !!! Reviewed on: 7th June 2024

Friendly and helpful, easy to contact and understand

5
Friendly and helpful easy to contact and understand Reviewed on: 7th June 2024

wish with paypal

5
my experience with Paypal is a very good one, when I didn't have enough money I was able to get everything I dreamed of with the possibility of paying it in installments . Reviewed on: 7th June 2024

Good short credit service

5
Easy to use & simple to see your payments Reviewed on: 7th June 2024

Free, straightforward, reliable, dependable.

5
Free to use for most transactions. Easy to use app. Easy to add multiple debit and credit payment cards to my account. Reliable and quick service. Good peace of mind with their various money-protection guarantees. Reviewed on: 7th June 2024

Positive

5
I have always had a positive experience with PayPal and they are always courteous if needed to be contacted by me. Reviewed on: 7th June 2024

I am a regular PatPal customer.

5
I am a regular PatPal customer. I especially enjoy using PayPal credit option. Reviewed on: 7th June 2024

Never had a problem brilliant service well done

5
Never had a problem brilliant service well done Reviewed on: 7th June 2024

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