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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148624 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148624)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

paypal is very flexibil

im verry happy with PayPal is flexibile and can you pay everything you need verry good Reviewed on: 12th June 2026

Works well, good terms, and very convenient

Works well, good terms, and very convenient Reviewed on: 12th June 2026

PayPal is quick and reliable to use!

PayPal is quick and reliable to use! Especially if you have friends and family abroad it’s simple to sue and it’s a great platform to have access to. I have been using PayPal for several years and there are so many cool features that you can use. I would definitely recommend using PayPal. Reviewed on: 12th June 2026

Convenient and flexible payment option

I have found PayPal very easy to use, and the 4 month interest free payment option is particularly helpful. It allows me to purchase items when needed, even if I do not have the full funds available before payday. I find it a convenient and flexible way to manage my spending while spreading the cost of larger purchases. Reviewed on: 12th June 2026

Excellent service.

Excellent service. Love paypal, it protects buyer. Reviewed on: 12th June 2026

Never had an issue with PayPal.

Never had an issue with PayPal. It's easy safe and reliable. Reviewed on: 12th June 2026

Convenient

Convenient and good communication Reviewed on: 12th June 2026

16 years and still using.

If like me you want to deal with a person then there are ways but like many companies Pay pal doesn’t make it easy other than that after many years of use I would say PayPal is realizable gets the job done and often my first port of call when making a ewasonable size purchase. Reviewed on: 12th June 2026

I’m using PayPal Credit for over 7 years and I’m hap...

I’m using PayPal Credit for over 7 years and I’m happy with this services. Reviewed on: 12th June 2026

Great Experience with PayPal CreditPayPal Credi...

### Great Experience with PayPal Credit PayPal Credit is incredibly convenient and easy to use. The seamless checkout integration and the **no-interest financing options** on larger purchases have been a lifesaver. It’s a reliable, user-friendly tool that offers great financial flexibility when I need it most. Highly recommended! Reviewed on: 12th June 2026

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