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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147826 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147826)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any issues.

Never had any issues. Use for most of my online spending. Easy payment and interest free credit options. Reviewed on: 11th June 2026

Pay Pal provides excellent and efficient service eve...

Pay Pal provides excellent and efficient service every time! Reviewed on: 11th June 2026

Ease, simplicity, and speed.

Ease, simplicity, and speed. Exactly what I want, and all I want, in such a service. Reviewed on: 11th June 2026

Perfect!

Easy to set up and use. Makes buying large purchases more affordable Reviewed on: 11th June 2026

No worries with Paypal

Always there when needed, good to know they are on hand Reviewed on: 11th June 2026

So handy and easy to use!

I love using PayPal, it's so handy and allows me to spread purchases over 3 months. Reviewed on: 11th June 2026

Have only just started using PayPal credit in stores...

Have only just started using PayPal credit in stores and shops. Why did I wait so long? Reviewed on: 11th June 2026

I love paypal I using queit a loot to pay...

I love paypal I using queit a loot to pay Reviewed on: 11th June 2026

Reliable!

Reliable! Applying for PayPal credit was easy and fast. It just made my life easier during my maternity leave. Reviewed on: 11th June 2026

Online Holiday Booking Payment

Really easy and straight forward to make a payment using the option I wanted Reviewed on: 11th June 2026

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