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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146213)

Perfect service

5
Has helped me so so.much when in a tight spot for groceries etc Reviewed on: 10th June 2026

Easy to use and understand, convenient and clear

4
Easy to use and understand, convenient and clear Reviewed on: 10th June 2026

Love PayPal give my si good option especially with...

5
Love PayPal give my si good option especially with credits. Reviewed on: 10th June 2026

Good value and easy to use.

4
Good value and easy to use. What more do you need. Reviewed on: 10th June 2026

It’s just always so easy with Pay Pal plus the added...

5
It’s just always so easy with Pay Pal plus the added security related to purchasing gives me comfort. having the option to pay in different ways also means that I have the flexibility of buying and paying. Reviewed on: 10th June 2026

Always helpful when I have a problem especially when...

5
Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026

0% interest is good

4
I like the 0% interest for four months I think that is generous, and helpful. I would like to see it extended though. Reviewed on: 10th June 2026

I find paypal the safest way to shop and if your sol...

5
I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026

Good service and good product.

5
I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026

So fantastic helps to buy furniture nd gives you tim...

5
So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

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