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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146198 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146198)

Always helpful when I have a problem especially when...

Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026

0% interest is good

I like the 0% interest for four months I think that is generous, and helpful. I would like to see it extended though. Reviewed on: 10th June 2026

I find paypal the safest way to shop and if your sol...

I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026

Good service and good product.

I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026

So fantastic helps to buy furniture nd gives you tim...

So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

Always had a great experience using PayPal.

Always had a great experience using PayPal. Reviewed on: 10th June 2026

Best payment option

If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026

I’ve used PayPal Credit for several purchases and th...

I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026

Fastest Customer Service Agents

Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026

The best and fast way to get a credit

The best and fast way to get a credit Reviewed on: 10th June 2026

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