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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144299 reviews)

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4.73

Based on 144,299 reviews, last reviewed 21st Jun 2026

4296700% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I will always recommend PayPal! I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommen... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144299)

Always there when you need help and safe and secure...

Always there when you need help and safe and secure Reviewed on: 6th June 2024

Very good highly recommend easy to set up very smoot...

Very good highly recommend easy to set up very smooth transition Reviewed on: 6th June 2024

Very simple to use and favourable credit terms.

Very simple to use and favourable credit terms. Only down side is you cannot use with sites that only take a credit card number. Reviewed on: 6th June 2024

Brilliant

I am using it all the time. Pay pal credit is brilliant! Reviewed on: 6th June 2024

Simple, easy, flexible.

Every now and then when I find something that I just can’t miss but wouldn’t fit my budgeting, I use PayPal credit. It’s simple, easy to understand, no hidden fees. Very flexible with payments, so if I want to I can pay back the whole amount as soon as I want to. Can only recommend. Reviewed on: 6th June 2024

Nice easy and accessible payment

Nice easy and accessible payment Reviewed on: 6th June 2024

My Paypal Experience

Really easy to use. Never any issues with service. Great App. Simple and concise Reviewed on: 6th June 2024

Great to be able to split a payment in 4 with no int...

Great to be able to split a payment in 4 with no interest Reviewed on: 6th June 2024

Very easy to do.

Very easy to do. No hassle simple as anything and affordable at your price Reviewed on: 6th June 2024

PayPal gave me credit right when I needed it, it was...

PayPal gave me credit right when I needed it, it was easy and with the zero interest on my purchases over £100 exceptionally affordable. Reviewed on: 6th June 2024

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