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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,629 reviews, last reviewed 21st Jun 2026
4266150% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable, can use it on many shops Very reliable, can use it on many shops Reviewed on: 21st June 2026
kaz's avatar
kaz

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143629)

So easy to use and understand - app easy to navigate...

5
So easy to use and understand - app easy to navigate around instructions and payment details clear Reviewed on: 5th June 2024
Laura R's avatar
Laura R

I have used PayPal for a number of years and have al...

5
I have used PayPal for a number of years and have always had a positive experience when dealing with customer services over any issues. The app is also very easy to use/navigate. Reviewed on: 5th June 2024
Amy f's avatar
Amy f

Smart Credit

5
I've been using PayPal Credit for a while now, and it's become my go-to for online purchases. Here's what I love most about it: Easy to Use: Everything is managed right through my PayPal account. It's seamless to choose PayPal Credit at checkout and keep track of my balance. Reviewed on: 5th June 2024
Flavio M's avatar
Flavio M

Great service

5
Amazing service,easy to apply very cost effective.help everyone who's got financial difficulties Reviewed on: 5th June 2024
Sandor S's avatar
Sandor S

Easy to use and great protection for your money

5
Easy to use and great protection for your money Reviewed on: 5th June 2024
DAMIAN M's avatar
DAMIAN M

Relatively easy to use for online transactions with...

5
Relatively easy to use for online transactions with extremely good promotional offers which I often utilise! Very good Credit facility offering more than many Credit Card providers. Some would argue that there is no physical Card to use in stores however I personally prefer the online facility to which there are a vast array of shops that accept PayPal! Reviewed on: 5th June 2024
Mike W's avatar
Mike W

Payments made easy

5
Simple to use and offers a variety of ways to pay to make balancing finances easy Reviewed on: 5th June 2024
Matt E's avatar
Matt E

Solution for a good future

5
Is the best application that you can trust ,that will help you when your card balance is close to a 0 !!!! Is a big solution to solve some difficulties in your life .Thanks for PayPal Reviewed on: 5th June 2024
OG's avatar
OG

Very good I am using paper is safe

5
Very good I am using paper is safe Reviewed on: 5th June 2024
William N's avatar
William N

Great to use and easy and love the 0% interest...

5
Great to use and easy and love the 0% interest period Reviewed on: 5th June 2024
JAMIE H's avatar
JAMIE H

Review PayPal: PayPal Credit now

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