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PayPal: PayPal Credit reviews

4.73
Based on 143,859 reviews, last reviewed 21st Jun 2026
4276750% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Daras 240179 am satisfied with the very fast and flexible cooperation, convenient interest rates and repayments Reviewed on: 21st June 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143859)

PayPal is great for making payments online.

5
PayPal is great for making payments online. It gives you the chance to pay for goods interest free for up to six months. Reviewed on: 6th June 2024

Really good but after I payed back my credit limit o...

5
Really good but after I payed back my credit limit of £1000 they decreased it to £200 which I didn’t like it I want more credit limit Reviewed on: 6th June 2024

Easy to use, Simple UI and fast customer service

5
Easy to use, Simple UI and fast customer service Reviewed on: 6th June 2024

Always great help when in need of refunds.

5
Always great help when in need of refunds. Fast,reliable and friendly service. Can always count on them for your issues. Reviewed on: 6th June 2024

No issues ever, quick to set up and really useful...

5
No issues ever, quick to set up and really useful Reviewed on: 6th June 2024

never had any issues...

5
Using PayPal for around 10 years never had any issues Reviewed on: 6th June 2024

I’ve had a great experience -It’s been very smooth a...

5
I’ve had a great experience -It’s been very smooth and I love the credit Reviewed on: 6th June 2024

So happy thank you

5
Used PayPal credit for a new fridge. Saved my life (and my family’s). Thank you so much Reviewed on: 6th June 2024

Convenient money.

5
Convenient money. Easy to use. I am enjoying it. Reviewed on: 6th June 2024

Easy to view, easy to manage.

5
Easy to view, easy to manage. The flexibility PayPal gives me truly allows me to be in control of my personal finances. Reviewed on: 6th June 2024

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