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PayPal: PayPal Credit reviews

4.73
Based on 143,616 reviews, last reviewed 21st Jun 2026
4265500% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I really appreciate the 0% APR offers. I really appreciate the 0% APR offers. It enables me to split the payments without worrying that my debt is increasing. It is also very easy to set up... Read more Reviewed on: 21st June 2026
AI's avatar
AI

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143616)

PayPal and PayPal credit have always been there as a...

5
PayPal and PayPal credit have always been there as a back way of paying and it works so well for me. Reviewed on: 5th June 2024

Paypal is brilliant

5
I use pay pal all of the time and it's brilliant I have singed up to a card just so I can use paypal with Google pay love paypal Reviewed on: 5th June 2024

Very quick at replying to problems

5
Very quick at replying to problems Reviewed on: 5th June 2024

Like using PayPal.

5
Like using PayPal.online and store everywhere. Easy to make payments online. Reviewed on: 5th June 2024

My experience has been great with a huge improvement...

5
My experience has been great with a huge improvement in the user experience especially. Paypal has become my favourite way to seamlessly handle even most of my day to day payments. I will like to explore the use paypal physical cards in the UK if available. Reviewed on: 5th June 2024

4 mth 0%/pay in 3

5
I use the 4 mth 0% and pay in 3 often. Always excellent and easy to use Reviewed on: 5th June 2024

Fantastic service as always

5
So easy to use and also so easy to pay of early Reviewed on: 5th June 2024

paypal is great always highly recommended

5
paypal is great always highly recommended Reviewed on: 5th June 2024

Excellent

5
Easy, practical and very useful. Now paying in the stores is better than before. The transactions online as well are very easy to use. Reviewed on: 5th June 2024

Never had any problems with Paypal Credit.

5
Never had any problems with Paypal Credit. Fantastic service - simple and easy. Reviewed on: 5th June 2024

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