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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146224 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146224)

So fantastic helps to buy furniture nd gives you tim...

So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

Always had a great experience using PayPal.

Always had a great experience using PayPal. Reviewed on: 10th June 2026

Best payment option

If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026

I’ve used PayPal Credit for several purchases and th...

I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026

Fastest Customer Service Agents

Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026

The best and fast way to get a credit

The best and fast way to get a credit Reviewed on: 10th June 2026

Been brilliant every time I've used them

Been brilliant every time I've used them Reviewed on: 10th June 2026

I find PayPal a very good service

I find PayPal a good source when making purchases with offers of 0% apr on a regular basis. And I rind it accepted all places that I go to buy items. Reviewed on: 10th June 2026

Convenient having pay in 3 for emergency purchases.

Convenient having pay in 3 for emergency purchases. Reviewed on: 10th June 2026

Lack of in depth details for PayPal Credit transactions

I don't have any visibility over the monthly payments and due dates for each transaction which has gone through PayPal Credit and this confuses me and can not do properly our family finances in order all of the payments go when they need to. Reviewed on: 10th June 2026

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