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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147879)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Really easy to use.

5
Really easy to use. Like having it as back up Reviewed on: 11th June 2026
Donna J's avatar
Donna J

Very easy and straight forward.

5
Very easy and straight forward. Payments reflect almost immediately also Reviewed on: 11th June 2026
Gabriel A's avatar
Gabriel A

Been using it for around 10 years, never had a probl...

5
Been using it for around 10 years, never had a problem, got my credit increased multiple times that I've made use of, interest rates are decent but never had to worry because of the 4 months interest free Reviewed on: 11th June 2026
SimoSims's avatar
SimoSims

Good customer service.

4
Good customer service. Whenever I need help they always there to help. Reviewed on: 11th June 2026
Naomi's avatar
Naomi

I have used PayPal for years and I have never experi...

5
I have used PayPal for years and I have never experienced any problems or issues with the service I have recewived. Reviewed on: 11th June 2026
Evelyn C's avatar
Evelyn C

PayPal credit is great, it has helped me alot

5
PayPal credit is great, it has helped me alot Reviewed on: 11th June 2026
Elise B's avatar
Elise B

Excellent form of credit & great benefits

5
Very happy with this personalised access to credit & excellent benefits ie interest free promotions & blue points quickly earned to spend almost anywhere. Reviewed on: 11th June 2026
Janet's avatar
Janet

Easy to use.

5
Easy to use. Great way to buy thing on interest free. Highly recommend. Reviewed on: 11th June 2026
Maxine C's avatar
Maxine C

Easy to use

5
Nothing much to say really, easy to use but, like most credit interest rates are way too high. Reviewed on: 11th June 2026
Ian L's avatar
Ian L

Easy to use

5
I find PayPal easy to use the app is excellent for keeping track of spending. I trust in the brand. Reviewed on: 11th June 2026
Louise M's avatar
Louise M

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