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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,842 reviews, last reviewed 17th Jun 2026
4139300% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall great user experience Easy to use, great account options. Overall great user experience. Reviewed on: 17th June 2026
deadclown666's avatar
deadclown666

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140842)

Good service and customer service

5
Good service and customer service Reviewed on: 3rd June 2024
Sarah 's avatar
Sarah

I use my PayPal credit to buy bigger purchase items...

5
I use my PayPal credit to buy bigger purchase items so that I can pay them off gently and without savage interest rates. Without it my kids simply wouldn't have computers, phones or TVs! I'm so grateful for having it over the years, it's meant a better quality of life for my family. Reviewed on: 3rd June 2024
DKLeather's avatar
DKLeather

Great easy and reliable service I use it all the tim...

5
Great easy and reliable service I use it all the time for ease and added protection Reviewed on: 3rd June 2024
Gareth D's avatar
Gareth D

It has opened up a lot for payments!

5
It has opened up a lot for payments! Makes me feel at ease Reviewed on: 3rd June 2024
Micky Bartley's avatar
Micky Bartley

I feel more secure using paypal

5
I always use PayPal it is efficient, safe and never any problems Reviewed on: 3rd June 2024
Ruth L's avatar
Ruth L

Never had any bother when making a claim on items ha...

5
Never had any bother when making a claim on items have gone missing they keep you informed at all the progress Reviewed on: 3rd June 2024
Brenda P's avatar
Brenda P

Always quick helpful and friendly

5
Always quick helpful and friendly Reviewed on: 3rd June 2024
Simon M's avatar
Simon M

Easy to use and manage payments.

5
Easy to use and manage payments. Enables cost spreading making life a little easier Reviewed on: 3rd June 2024
Cheryl S's avatar
Cheryl S

Smooth and easy to navigate the app.

5
Smooth and easy to navigate the app. And easy to set up payment plans Reviewed on: 3rd June 2024
Rachael a's avatar
Rachael a

Great little app

5
Easy to use. Available on most websites Reviewed on: 3rd June 2024
Mark's avatar
Mark

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