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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,827 reviews, last reviewed 16th Jun 2026
4138550% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service when purchasing no issues or problems Great service when purchasing no issues or problems Reviewed on: 16th June 2026
Philip winstanley's avatar
Philip winstanley

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140827)

Trustworthy and easy to use.

5
Trustworthy and easy to use. Never had any issues with PayPal and nice to know back up available if required Reviewed on: 3rd June 2024
Simon F's avatar
Simon F

Very good experience.

5
Very good experience.It helps me treat myself. Reviewed on: 3rd June 2024
Leila b's avatar
Leila b

All good no major issues.

4
All good no major issues. Used for a few years with no problems. Reviewed on: 3rd June 2024
Jeremy G's avatar
Jeremy G

Fast clear good control to spend money

5
Fast clear good control to spend money Reviewed on: 3rd June 2024
Szpera Cz's avatar
Szpera Cz

Never had a problem helpful when needed

5
Never had a problem helpful when needed Reviewed on: 3rd June 2024
Lynne 's avatar
Lynne

High interest rate.

5
Happy with the credit provided. The interest rate is a bit high though Reviewed on: 3rd June 2024
K D's avatar
K D

Paypal is extremly reliable

5
Paypal is extremly reliable and any issues i have it is sprting quickly. I feel safe using paypal and feel everybody should use it. Reviewed on: 3rd June 2024
harriet l's avatar
harriet l

PayPal Credit allows you to spread the cost

5
PayPal offers a secure and convenient way to shop online. With PayPal, your payment information is stored securely, eliminating the need to enter it for every purchase. If you're short on funds, PayPal Credit allows you to spread the cost of your purchase over four months with 0% interest. This makes PayPal a great alternative to using a credit card directly, as it adds an extra layer of security for your financial information. Reviewed on: 3rd June 2024
Stephen L's avatar
Stephen L

Great payment plan options

5
Great payment plan options , I like the 3 month payment option . Reviewed on: 3rd June 2024
Victoria W's avatar
Victoria W

Easy to use

5
Easy to use and very informative. Reviewed on: 3rd June 2024
Derek A's avatar
Derek A

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