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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,796 reviews, last reviewed 16th Jun 2026
4137200% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Shopping made easy. I have used PayPal for a number of years and I have been so grateful for the simple ease I have experienced in all my purchases and transactions. Pay... Read more Reviewed on: 16th June 2026
Winnerchickendinner's avatar
Winnerchickendinner

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140796)

Would highly recommend!

5
Always a smooth process, makes life easier and hassle free Reviewed on: 3rd June 2024
Megan O's avatar
Megan O

Excellent app and website to buy things with security

5
Excellent app and website to buy things with security Reviewed on: 3rd June 2024
Christopher Brown's avatar
Christopher Brown

Paypal credit is great.

5
Paypal credit is great. Easy to use and quick to manage any problems Reviewed on: 3rd June 2024
Mick Thorpe's avatar
Mick Thorpe

Paypal credit really does help so easy to use afford...

5
Paypal credit really does help so easy to use affordable repayments great customer care too, really hrlped me too as had a financial issue due to my mum dying so thank you so much for giving me time to pay Reviewed on: 3rd June 2024
Hayley's avatar
Hayley

Excellent and safe way to pay for all your goods and...

5
Excellent and safe way to pay for all your goods and services. Very good interest free offers and easy to use app and website to keep control of all your spending. Reviewed on: 3rd June 2024
David G's avatar
David G

PayPal to the fraud rescue

5
Someone hacked into my eBay and purchased 3 lightbulbs at £20 each with my attached PayPal account, I rang PayPal and they sorted it all out for me and got my money back. Reviewed on: 3rd June 2024
Vanessa G's avatar
Vanessa G

I find it very easy and convenient to use.

5
I find it very easy and convenient to use. The app is easy to navigate and payment options are simple to understand. Reviewed on: 3rd June 2024
Sarah L's avatar
Sarah L

My voyage along with PayPal

4
Very good one as all what I need in one app Reviewed on: 3rd June 2024
Maen's avatar
Maen

Good amount of time to pay the credit back

5
Good amount of time to pay the credit back Reviewed on: 3rd June 2024
James M's avatar
James M

Decent facility, but customer service isn't great.

4
Decent facility, but customer service isn't great. Very slow to get answers. Reviewed on: 3rd June 2024
Neil's avatar
Neil

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