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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140759 reviews)

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4.73

Based on 140,759 reviews, last reviewed 16th Jun 2026

4135500% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every time I have had an issue with a purchase. Every time I have had an issue with a purchase. Pay pal has sorted it out. Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140759)

Great way to be safe online.

Safely pay online had no issues and very good at refunds never had any issues at all great safe way to shop. Reviewed on: 3rd June 2024

Use pay pal credit a lit works brilliantly.

Use pay pal credit a lit works brilliantly. Reviewed on: 3rd June 2024

Having been with Paypal for a number of years I have...

Having been with Paypal for a number of years I have found the app, web experience and dealing with support to be great - easy to use and simple to find any information. The credit side of things has also been very simple to use, and easily accessible. Reviewed on: 3rd June 2024

You don't listen to customer feedback at all , I've...

You don't listen to customer feedback at all , I've been trying to tell you that I can't get into an old account but I might as well chat to a brick wall as none of you are listening Reviewed on: 3rd June 2024

Perfect back up for holidays etc

Perfect back up for holidays etc Reviewed on: 3rd June 2024

Fantastic as a Student

I've been using PayPal credit throughout student life, seeking a way to build credit and make ends meet between payments from college and work. Most banks outright denied my applications for a credit card, but PayPal credit allowed me a sustainable limit that was fair and wouldn't allow me to fall too far into debt. Reviewed on: 3rd June 2024

Everything is going well with PayPal

Everything is going well with PayPal Reviewed on: 3rd June 2024

Excellent

Everything has been fine for me to use PayPal. Reviewed on: 3rd June 2024

Very useful

Very useful when purchasing things esp as the repayments are affordable making it easy to get things ya really want Reviewed on: 3rd June 2024

Very convenient to use.

Very convenient to use. Easy access. Reviewed on: 3rd June 2024

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