Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,710 reviews, last reviewed 16th Jun 2026
4133150% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes life easier Makes life easier and I feel protected shopping on line Reviewed on: 16th June 2026
James Drew's avatar
James Drew

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140710)

It’s always been helpful when you struggle with fina...

5
It’s always been helpful when you struggle with financial Reviewed on: 3rd June 2024

PayPal credit is good for buying if you can't afford...

5
PayPal credit is good for buying if you can't afford a one off payment. Reviewed on: 3rd June 2024

paypal has been my good patner interrms of sending a...

5
paypal has been my good patner interrms of sending and receiving money. very fast and efficient Reviewed on: 3rd June 2024

10/10 service - 1 problem with a refund on my PayPal...

4
10/10 service - 1 problem with a refund on my PayPal credit but spoken to PayPal and was assured it would be resolved ASAP Reviewed on: 3rd June 2024

Excellent

5
The customer service is excellent Reviewed on: 3rd June 2024

Pay in 3 is excellent to pay for expensive holidays...

5
Pay in 3 is excellent to pay for expensive holidays Reviewed on: 3rd June 2024

Always a painless and smooth transaction with PayPal...

5
Always a painless and smooth transaction with PayPal, clear easy to read statements and great rates and offers Reviewed on: 3rd June 2024

First class financial service

5
Fantastic financial service and always extremely helpful. Easy quick transactions and applications are simple and self explanatory. Reviewed on: 3rd June 2024

Always a pleasure to use and comes in handy for safe...

5
Always a pleasure to use and comes in handy for safe transfers and a good way to spilt the money. Reviewed on: 3rd June 2024

Easy to use and available as an' options in plenty o...

5
Easy to use and available as an' options in plenty of stores Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 71757 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3752 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products