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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140670 reviews)

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4.73

Based on 140,670 reviews, last reviewed 16th Jun 2026

4131450% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140670)

Everything has been brilliant.

Everything has been brilliant. Set up was easy, use has been present when I've needed it and the balance repayment scheme and system is so practical and simple to sort Reviewed on: 3rd June 2024

Best thing

In time of need I always have PayPal Reviewed on: 3rd June 2024

PayPal Support equals Life changing

Fantastic customer service support and easy to manage money. Was able to get myself a really good credit score after using for years after not having the best financial start in life, Which has supported me in building up a financial history to now apply for a mortgage Thank you PayPal! Reviewed on: 3rd June 2024

Always there to help

Always there to help with any problems great and safe way to pay and transfer money customer service the best Reviewed on: 3rd June 2024

PayPal credit

PayPal is very good and useful and the splitting the cost helps manage payment Reviewed on: 3rd June 2024

Good service and excellent customer care

Good service and excellent customer care Reviewed on: 3rd June 2024

Very good app I pay always with pay pal credit

Very good app I pay always with pay pal credit Reviewed on: 3rd June 2024

Easy to use but customer service could be more acces...

Easy to use but customer service could be more accessible Reviewed on: 3rd June 2024

No complaints from me!

My experience using paypal credit has been pretty good. It's convenient and as long as you pay back when you should, it's interest-free. No complaints from me! Reviewed on: 3rd June 2024

I love PayPal credit

I use PayPal credit all the time it’s safe and easy to use and helps me manage my budget Reviewed on: 3rd June 2024

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