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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140559 reviews)

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4.73

Based on 140,559 reviews, last reviewed 16th Jun 2026

4126600% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140559)

Really good , Fast easy and secure Always reliable a...

Really good , Fast easy and secure Always reliable and helpfull. Reviewed on: 3rd June 2024

Allowing me to purchase items, so I can pay later

Allowing me to purchase items, so I can pay later, I will always pay more than the minimum though, so it get it down quicker. Reviewed on: 3rd June 2024

Amazing.

Amazing. Informative. Helpful. Competitive interest rate. Great customer service. I’m so pleased with Paypal credit’s service. Reviewed on: 3rd June 2024

Very easy to use any questions answered and delt wit...

Very easy to use any questions answered and delt with quickly Reviewed on: 3rd June 2024

Always helps when money is low and you need more tim...

Always helps when money is low and you need more time to pay back Reviewed on: 3rd June 2024

Easy to use and feel safe using the app

Easy to use and feel safe using the app Reviewed on: 3rd June 2024

Always had am easy to use payment method, the intere...

Always had am easy to use payment method, the interest free period of 4 month and pay in 3 are really handy to have at hand when I need to purchase more expensive items. Reviewed on: 3rd June 2024

PayPal is a living hell I wouldn’t recommend this an...

PayPal is a living hell I wouldn’t recommend this anyone I love. Reviewed on: 3rd June 2024

Smooth with no issues.

Smooth with no issues. Very happy with the service. Soleved issues very quickly. Easy and user friendly app. Reviewed on: 3rd June 2024

Excellent service.

Excellent service. Kept up to date about transactions and fully informed of any arising issues. Reviewed on: 3rd June 2024

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