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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,657 reviews, last reviewed 10th Jun 2026
3767100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been super easy to use and support s many mercha... Its been super easy to use and support s many merchants. Now its got a card with PayPal credit it even better. Reviewed on: 10th June 2026
Chenji Zhou's avatar
Chenji Zhou

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132657)

I feel secure making payments with PayPal credit, wh...

5
I feel secure making payments with PayPal credit, whenever there’s an issue they always sort out the situation. Good communication is important! Reviewed on: 20th May 2024
Siara Smart Money Peope Lewis's avatar
Siara Smart Money Peope Lewis

Never had any fault with PayPal credit, easy and sim...

5
Never had any fault with PayPal credit, easy and simple to use no problems. Not needed to use the customer service but seems easy to use. I like that you can use it for many retailers and the interest option I'd helpful Reviewed on: 20th May 2024
Sal's avatar
Sal

Great but needs to be more competitive

5
Used PayPal number of years. Only downside is the high interest rates and only 4 month interest free. Reviewed on: 20th May 2024
Darren H's avatar
Darren H

Thet are the best value around .

5
Thet are the best value around . I aways use PayPal credit it's the best out there Reviewed on: 20th May 2024
Mary M's avatar
Mary M

Used for paying friends and family and also paying f...

5
Used for paying friends and family and also paying for ebay, useful plans and credit Quick and easy and safe. Love the ease and simplicity. The app is also very easy to use and not complicated Reviewed on: 20th May 2024
Kevin 's avatar
Kevin

Paypal has helped in times of need.

5
Paypal has helped in times of need. When there has been a dispute, they have helped effecently and adequately Reviewed on: 20th May 2024
Treena's avatar
Treena

I use paypal for various reasons.

5
I use paypal for various reasons. I think paying in 3 instaltments without interest is great. I can easily see how many more expensive items I bought and usually keep this up to 3. It's great to do shopping with 4 months payment schedule ast well also I collect money through paypal to pay for teachers' gift twice a year. Overal good experience. Reviewed on: 20th May 2024
Katarzyna M's avatar
Katarzyna M

No hassle easy to use excellent really pleased

5
No hassle easy to use excellent really pleased Reviewed on: 20th May 2024
Michael Ewans's avatar
Michael Ewans

always here to help, great service and if you clal t...

5
always here to help, great service and if you clal them they help a lot too. Reviewed on: 20th May 2024
karl l's avatar
karl l

I find the flexible payment options really helpful

4
I find the flexible payment options really helpful Reviewed on: 20th May 2024
Drew H's avatar
Drew H

Review PayPal: PayPal Credit now

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