Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,673 reviews, last reviewed 10th Jun 2026
3767900% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit works brilliantly for us. PayPal credit works brilliantly for us. We always pay before interest charges apply and it’s great for unexpected bills like some work we had to have ... Read more Reviewed on: 10th June 2026
Kerry O's avatar
Kerry O

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132673)

Easy to use

5
Easy to use, great interface fast service Reviewed on: 20th May 2024
Matthew tye's avatar
Matthew tye

Very simple to use

5
Very simple to use. You can easily see your outstanding balances and pay what you need to avoid interest each month. I've been using PayPal Credit for years and have not paid one penny in interest. Reviewed on: 20th May 2024
Paul's avatar
Paul

I have never had an issue with PayPal all the years...

4
I have never had an issue with PayPal all the years I have had an account. Reviewed on: 20th May 2024
Sapphire W's avatar
Sapphire W

PayPal experience

5
I've had a very smooth experience so far couldn't recommend enough fantastic knowing I can pay instalments and returns are dealt with quickly Reviewed on: 20th May 2024
Tracy Corken's avatar
Tracy Corken

Never had problems using PayPal.

5
Never had problems using PayPal. Once had a problem with payment but customer service was quick and happy to help. Reviewed on: 20th May 2024
Vilma B's avatar
Vilma B

I am enjoying sending money to friends and family th...

5
I am enjoying sending money to friends and family through PayPal and it gets to them in minutes and I love the way I can buy and choose which way to pay for my items on credit Reviewed on: 20th May 2024
Gazala khan's avatar
Gazala khan

I feel secure making payments with PayPal credit, wh...

5
I feel secure making payments with PayPal credit, whenever there’s an issue they always sort out the situation. Good communication is important! Reviewed on: 20th May 2024
Siara Smart Money Peope Lewis's avatar
Siara Smart Money Peope Lewis

Never had any fault with PayPal credit, easy and sim...

5
Never had any fault with PayPal credit, easy and simple to use no problems. Not needed to use the customer service but seems easy to use. I like that you can use it for many retailers and the interest option I'd helpful Reviewed on: 20th May 2024
Sal's avatar
Sal

Great but needs to be more competitive

5
Used PayPal number of years. Only downside is the high interest rates and only 4 month interest free. Reviewed on: 20th May 2024
Darren H's avatar
Darren H

Thet are the best value around .

5
Thet are the best value around . I aways use PayPal credit it's the best out there Reviewed on: 20th May 2024
Mary M's avatar
Mary M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill