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PayPal: PayPal Credit reviews

4.74
Based on 133,438 reviews, last reviewed 10th Jun 2026
3802250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026
Richard Redford's avatar
Richard Redford

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133438)

Good overall experience easy access and movement n t...

5
Good overall experience easy access and movement n the app Reviewed on: 21st May 2024

Everything has been Good quick and very helpfull

5
Everything has been Good quick and very helpfull Reviewed on: 21st May 2024

I like to use PayPal for 0% credit for 4 months and...

5
I like to use PayPal for 0% credit for 4 months and as well to pay in 3 instalments Reviewed on: 21st May 2024

Excellent service

5
Really helpful for someone who are looking for instant credit and payback slowly without intrest. Reviewed on: 21st May 2024

Paypal is really handy and convenient so I can sprea...

5
Paypal is really handy and convenient so I can spread the cost of purchases over a period of time. 5 Reviewed on: 21st May 2024

Simple and easy every time.

5
Simple and easy every time. Always working seamlessly, Nearly in the background. It’s also great for paying in foreign currency only - it’s cheaper then doing traditional bank transfer which costs you transaction fee. Reviewed on: 21st May 2024

From experience they are always polite and willing t...

1
From experience they are always polite and willing to help with my problems. Reviewed on: 21st May 2024

Excellent service and option to buy staff with 0% in...

5
Excellent service and option to buy staff with 0% interest for four months Reviewed on: 21st May 2024

Very efficient way to pay for extra unexpected bills...

5
Very efficient way to pay for extra unexpected bills, such as Uber and Just eat. Love it so much Reviewed on: 21st May 2024

Seamless payment and repayment when paying for goods...

5
Seamless payment and repayment when paying for goods and services across different companies Reviewed on: 21st May 2024

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