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PayPal: PayPal Credit reviews

4.74
Based on 133,553 reviews, last reviewed 10th Jun 2026
3807550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026
David C's avatar
David C

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133553)

Easy to use

5
I often use PayPal pay in three with 0% finance and it is straightforward. I use PayPal to pay online as it is safe. The app is easy to keep track of my spending and when I have needed to speak to a human it is easy Reviewed on: 22nd May 2024

It is a convenient way to spread the cost of payments

5
It is a convenient way to spread the cost of payments, which is widely accepted and secure Reviewed on: 22nd May 2024

Pay pal we're there when I needed help.

5
Pay pal we're there when I needed help. With extremely affordable credit, that really helped with getting me what I needed when I needed it. Reviewed on: 22nd May 2024

Best app I have used ever before.

5
Best app I have used ever before. Reviewed on: 22nd May 2024

I have had an excellent experience with PayPal credi...

5
I have had an excellent experience with PayPal credit and I’ve used it a lot Reviewed on: 22nd May 2024

Easy to pay for items in installments.

5
Easy to access. Makes it a better experience to pay for higher priced goods in installments. Reviewed on: 22nd May 2024

Just an easy convienient way to pay for larger purch...

5
Just an easy convienient way to pay for larger purchases Reviewed on: 22nd May 2024

Very easy and affordable to use when it comes to the...

5
Very easy and affordable to use when it comes to the PayPal credit it gives you more time to pay, stress free, very secure payment option too Reviewed on: 22nd May 2024

Love it, easy to use, helps me spread the cost and k...

5
Love it, easy to use, helps me spread the cost and keep in control. Reviewed on: 22nd May 2024

PayPal credit absolutely the best.

5
I really enjoy using PayPal credit, it gives me enough time to pay back. Reviewed on: 22nd May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review