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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133652)

Simple and effective

Absolutely brilliant, very easy to set up and maintain Reviewed on: 22nd May 2024

Easy to contact and make payments with

Easy to contact and make payments with Reviewed on: 22nd May 2024

Every thing they do is very good and I have no probl...

Every thing they do is very good and I have no problems with using PayPal. Reviewed on: 22nd May 2024

Great for large purchases

I needed to make an emergency purchase and didn't have the funds to buy outright, so used this service and the process is quick & easy. Reviewed on: 22nd May 2024

Good fast reliable enjoyable all good happy

Good fast reliable enjoyable all good happy Reviewed on: 22nd May 2024

I have never had any negative experiences with my Pa...

I have never had any negative experiences with my PayPal account, very good customer service Reviewed on: 22nd May 2024

PayPal credit makes life easier

PayPal credit has provided an easy and useful option when making larger one off purchases online, it’s a great idea. Reviewed on: 22nd May 2024

Very Good experience.

Very Good experience. I am happy Reviewed on: 22nd May 2024

Easy to use, instant decision

Easy to use, instant decision would recommend to everyone Reviewed on: 22nd May 2024

Love the option of buy now pay over three months .

Love the option of buy now pay over three months . Nice and easy to organise Reviewed on: 22nd May 2024

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