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PayPal: PayPal Credit reviews

4.74
Based on 133,732 reviews, last reviewed 10th Jun 2026
3815600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and help is always at hand. Easy to use and help is always at hand. Reviewed on: 10th June 2026
GroundState G's avatar
GroundState G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133732)

PayPal credit is there for me when I need it most it...

5
PayPal credit is there for me when I need it most it's a godsend being able to purchase items when urgently needed and not having the funds to do so. Reviewed on: 22nd May 2024

Brilliant service for low income family like myself .

5
Brilliant service for low income family like myself . Can purchase something before hand Reviewed on: 22nd May 2024

No problems so far

5
I've not needed to contact customer service so cannot comment on the service.......but it means I haven't had a need to as all my transactions have gone smoothly! Reviewed on: 22nd May 2024

Seamless payments integration with so many websites

5
Seamless payments integration with so many websites Reviewed on: 22nd May 2024

Nice and easy

5
Easy to iluse and have 4 month to pay back interest free Reviewed on: 22nd May 2024

I have always had a great experience with using PayP...

5
I have always had a great experience with using PayPal service. Really easy to use and manage the app. Reviewed on: 22nd May 2024

I have been with PayPal for over 10 years and more a...

5
I have been with PayPal for over 10 years and more and have never had an issue with paying out or receiving. It's a top notch service that I use conveniently for paying services. Well done PayPal Reviewed on: 22nd May 2024

Easy to apply, issues dealt with promptly

5
Easy to apply, issues dealt with promptly Reviewed on: 22nd May 2024

Very user friendly, will definitely recommend

5
Very user friendly, will definitely recommend Reviewed on: 22nd May 2024

Safe,secure and hassle free money transactions and b...

5
Safe,secure and hassle free money transactions and best way to pay or recieve money,also practically instant transactions,I also have paypal credit which is really good and gives me time to pay and credit when I don't have the money at that time.all good Reviewed on: 22nd May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review