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PayPal: PayPal Credit reviews

4.74
Based on 133,856 reviews, last reviewed 10th Jun 2026
3821200% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use PayPal credit. Easy to use PayPal. Great for big purchases. Safe and feel very secure. Easy to make payments so no late fees. Great choice for credit. Reviewed on: 10th June 2026
Kim's avatar
Kim

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133856)

Paypal has been essential in my life and has got me...

5
Paypal has been essential in my life and has got me out of the muck more than once Reviewed on: 22nd May 2024

No issues.

5
No issues. Easy to use on line and using mobile phone. Reviewed on: 22nd May 2024

Very easy to use.

5
Very easy to use. I love the curve card feature, being able to use in store and add to your Apple Pay. It’s easily manageable on the app. Interest free purchases if paid off within 4 months is a bonus too Reviewed on: 22nd May 2024

Was able to get through to someone on the phone, the...

4
Was able to get through to someone on the phone, they were very polite and helpful and resolved my issue very quickly. Reviewed on: 22nd May 2024

Happy to use Paypal

5
I am happy to use the Paypal application, very easy to use, has great customer service and also a great option of plan instalments of Paypal credit. Reviewed on: 22nd May 2024

Easy to use

4
It’s really easy to use and I like the fact that you have 3 months to pay before paying any interest. Reviewed on: 22nd May 2024

Paypal credit gives time and opportunity

5
Love paypal credit, it gives you time and opportunity to buy something and pay it back slowly Reviewed on: 22nd May 2024

Happy tapper

5
Used for years, love it, so simple Reviewed on: 22nd May 2024

A fantastic/trouble free service

5
A fantastic/trouble free service Reviewed on: 22nd May 2024

Great options with interest free availability

5
Great options with interest free availability Reviewed on: 22nd May 2024

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Help others make smarter decisions by sharing your own experience. Write a review