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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133339 reviews)

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4.74

Based on 133,339 reviews, last reviewed 10th Jun 2026

3797950% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133339)

Nice & easy

Makes paying for larger purchases so much easier to afford & control Reviewed on: 21st May 2024

Great credit company, with great offers

Love the interest free offers, wish every retailer excepted it!! Reviewed on: 21st May 2024

Fantastic and reliable service.

Fantastic and reliable service. I have never had any issues with my PayPal credit. PayPal Credit got me covered when I want to purchase something online. With PayPal Credit you are stress-free because you can purchase and pay at your own convenience. Reviewed on: 21st May 2024

I really like the 0% interest on purchases, and the...

I really like the 0% interest on purchases, and the ease of paying back through the normal PayPal app. It makes it very easy to track all the purchases that are made, and how long you have to pay back with 0%. Reviewed on: 21st May 2024

Reliable and reputable service.

Reliable and reputable service. Easy to use and quick service the online profile is easy to use and access Reviewed on: 21st May 2024

Simple, quick and easy to use

Simple, quick and easy to use, I love that there’s zero interest on payments Reviewed on: 21st May 2024

Safe and easy to use.

Safe and easy to use. Love paypal interest free credit Reviewed on: 21st May 2024

Everything easy and Quick, pay made very past had no...

Everything easy and Quick, pay made very past had no problem Reviewed on: 21st May 2024

Easy to use and straight forward

Easy to use and straight forward. Always use this service to transfer money between friends for nights out, holidays etc. Reviewed on: 21st May 2024

Great, Great, Great!!!

Customer service great. Buyer protection great. Transaction simplicity great!! Reviewed on: 21st May 2024

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